Matched Betting Calc logoMatched Betting Calc

Lay Bet Calculator

Enter your back and lay details, then fine tune with underlay or overlay in Advanced.

How to use this calculator

How to use the Matched Betting Qualifier Calculator

Use this matched betting qualifier calculator to estimate your qualifying loss before placing your first bookmaker and exchange bets. A qualifier is your initial bet to unlock an offer, Freebet SNR means stake not returned, and Freebet SR means stake returned with winnings.

  1. Qualifier = first bet placed mainly to qualify for a bonus, usually with a controlled small loss.
  2. Freebet SNR = stake not returned, so only winnings are paid on the free bet.
  3. Freebet SR = stake returned, so winnings include the returned free bet stake.
  4. Enter your bookmaker back stake and back odds.
  5. Enter exchange lay odds and lay commission.
  6. Set back commission if your bookmaker market charges commission.
  7. Use the advanced underlay or overlay slider only if you want a non-even hedge.
  8. Check both outcomes and focus on the expected qualifying loss amount.

This qualifier calculator is designed for UK matched betting workflows and helps compare back and lay results, lay liability, and expected qualifying loss quickly.

Advanced: underlay / overlay
Lay adjustment sliderBalanced
Underlay -25%Balanced 0%Overlay +25%

You should lay £24.61.

QL£0.89

Lay liability£38.39

If bookmaker (back) bet wins

Bookmaker
£37.50
Exchange
£-38.39
Total
£-0.89

If exchange (lay) bet wins

Bookmaker
£-25.00
Exchange
£24.11
Total
£-0.89

Total offer value

What these offers are worth

If you complete all the offers listed below, you would make approximately this amount.

Total Value

£618.95

Beginner Value

£259.95

14 offers

Intermediate Value

£355.50

22 offers

Pro Value

£3.50

1 offer

Beginner Offers

Straightforward bet-and-get offers that are the easiest to match and usually give the cleanest conversion.

14 offers

Intermediate Offers

Offers that often force bet builders or accas, so they need more judgment and usually convert at a lower rate.

22 offers

Pro Offers

Higher-variance or awkward promos that are usually better suited to experienced matched bettors or advantage play users.

1 offer